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FOR IMMEDIATE RELEASE

Contact: 
Gary Melnikoff,
ACSIA Partners LLC
gary.melnikoff@acsiapartners.com
201-265-1958

More Americans Are Seeking Long Term Care Insurance through Their Employers, Reports Gary Melnikoff of ACSIA Partners

It’s a win-win trend, the industry leader says, with bottom-line benefits for employers and government as well as employees and their families.

AgentParamus, NJ September 29, 2014 – Why isn’t long term care insurance, like health insurance, available at the workplace? Well, increasingly it is -- and more Americans should take advantage of that fact, says Gary Melnikoff, NJ-based agent of ACSIA Partners, a leader in long term care planning.

“We’re providing LTC education and policies to more and more Americans at their place of work,” says Melnikoff. The workplaces range from local mom-and-pop companies to large national corporations and non-profits.

It used to be that long term care protection was mostly a family matter, but that’s changing, according to Melnikoff.

“People need help here, just as they do in securing health insurance,” Melnikoff says, pointing out that employer-mediated “mult-life” plans offer many advantages for employed people:

Employers also enjoy bottom-line benefits. When employees and their families have LTC protection, organizations tend to –

The trend toward workplace LTC insurance also helps keep federal and state governments solvent. “Medicaid is the default supplier of long term care funding, and that could be a budget buster as baby boomers age,” says Melnikoff. “Widespread private protection, thanks to employers, can help keep Medicaid in line.”

Melnikoff advises talking to one’s employer about LTC insurance regardless of whether it’s currently offered as a benefit. “Multi-life programs can be set up quickly for groups as small as five or large as thousands,” Melnikoff says.

Gary Melnikoff is a leading long term care solutions agent in NJ, serving consumers as well as organizations. “We’re glad to help them find the best, most affordable solution for their situation,” Melnikoff says. "In addition to long term care insurance, today's options range from critical illness insurance and annuities to life insurance with LTC riders."

Information is available from Melnikoff at gary.melnikoff@acsiapartners.com, http://www.LEARNABOUTLTC.COM or 201-265-1958.

In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners.

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